Industry · BFSI

Compliance-grade agents for India's most regulated industry.

Built for CARO 2020, Companies Act, RBI, and SEBI inspection. Sovereign deployment in your VPC or on-prem. Pre-built agents for underwriting, KYC/AML, fraud detection, and reconciliation.

Built for BFSI

Compliance-grade by default. Audit-ready before your first RBI inspection.

Compliance

  • RBI Master Directions
  • SEBI cyber-resilience
  • CARO 2020
  • Companies Act 2013
  • PMLA
  • DPDP Act 2023

Core systems

  • Finacle
  • TCS BaNCS
  • T24 (Temenos)
  • Flexcube
  • FIS Profile
  • Tally
  • GST Network
Audit-ready · Hash-chained trail signed for every action
Sovereign deployment · India + global
Use cases

Where BFSI agents shine.

Production deployments across bfsi. Pick one as your first agent. We'll get it live in 4–8 weeks.

Credit decision · LN-7842
approved
742 CIBIL · low risk
  • Bureau pull · 14 trade lines · 0 defaults
  • Bank statements · ₹84K avg balance
  • DTI 28% · within policy band
RBI-ready · auditor signed

  • Credit-risk scoring with explainable model output. Auditor-ready for RBI inspection.

    • Explainable risk score per decision
    • CIBIL + bureau + bank-statement parse
    • Hash-chained trail for RBI inspection

  • PAN-Aadhaar validation, sanctions screening, and politically-exposed-person checks in seconds.

    • PAN-Aadhaar match in real time
    • Sanctions + PEP screening
    • Sub-second decision with full citation

  • Real-time wire/transaction monitoring with hash-chained audit of every alert.

    • Streaming transaction analysis
    • Anomaly score per transaction
    • Hash-chained audit of every alert

  • Day-3 month-end close with vendor recon, GSTR-3B filing, and PAN-Aadhaar validation.

    • Day-3 month-end close
    • GSTR-3B prep + ITC matching
    • Audit trail attached to every entry

  • 11-language WhatsApp/IVR support with full compliance audit trail.

    • WhatsApp + IVR + web · 11 languages
    • Compliance audit on every conversation
    • Smart escalation to human RM
Recommended agents

Pre-built for BFSI.

  • Lakshya

    Underwriter

    Credit risk scoring and loan underwriting with explainability.

  • Riya

    Reconciler

    GST filing, reconciliations, and books closure with audit trail.

  • Veer

    Audit

    Hash-chained audit trail for every agent action and policy decision.

Yes. Every agent action is hash-chained, tamper-evident, and exportable to standard inspection formats. The trail is built for CARO + Companies Act + RBI Master Directions out of the box.

Yes. Sovereign deployment options include AWS Mumbai, Azure India, Yotta, and CtrlS. On-prem and air-gapped deployments are also supported.

HDFC Bank (underwriting), plus several mid-tier private banks and NBFCs running underwriting, KYC, and reconciliation agents.

Pick the workflow. Live in production before quarter-end.

30-minute scoping with an architect who's shipped agents in BFSI before. Your data, your regulators, your edge cases.

Schedule BFSI workshop